A lot of people believe that because they have insurance it would be a good idea to go ahead and have Carpal Tunnel Surgery, thinking that the surgery represents a permanent fix. Well, first of all, this procedure is not a permanent fix for CTS. It comes back for 85% of people within 6 months to 7 years. Secondly, most health insurance is designed to have co-pays and deductibles, so the patient shares expenses and has “some skin in the game.” Thirdly, Carpal Tunnel Surgery has a low success rate on patient surveys. It comes in at a: 50% -60% success rate. So, you might want to get the facts before you act.
Out-of-pocket expenses for the patient for this surgical procedure average $ 1,200 even for people with solid health insurance. It is important to understand what costs you will incur both out of pocket and personally with any surgical procedure. The process can be complicated and confusing.
It seems like health care is the only segment of our economy where full-disclosure of costs is not required, and not the norm. They just tell you to get surgery and schedule the time frame. There is rarely any discussion about the cost and who pays what. If you bring it up they just tell you to talk to your insurance.
The total cost of the surgical procedure if you do not have health insurance, with anesthesia, etc. is usually in the range of $4,000 to $12,000. Most people are surprised at the breadth of this range. It depends on many factors. The surgery only takes the surgeon about 15 minutes to a half hour to perform.